Every payout leaves a record a lender can read.
For many people the work is real and the paperwork doesn't exist: no payslip, no filings, no credit file. Sage checks the work before it pays, so each payout adds a verified line to the person's own record, anchored to a receipt anyone can check.
Open a record
Paste a wallet address. Every record is public unless its owner withholds the amounts, and even then the counts, dates and transactions stay checkable.
Or start from any payout on the ledger: every receipt links to the record of the person it paid.
What a record holds
- Every verified payout: the job, who paid, the amount, the date and the transaction, each line linked to its receipt. Real money only.
- Income signals: verified income over 30 and 90 days, distinct payers, months active, the share of work that passed, and how much came from the largest payer. Published formulas, never a score.
- Linked wallets: a person or a business paid on more than one network can join their wallets into one record.
- Advances drawn against the record, and how each was repaid.
The person decides whether the amounts are public. Sage never makes that choice for them.
Who reads it
The person paid
The record is theirs: share the link, print the statement, and keep it from one team to the next. Working through Sage is free, always.
Find paid workTeams
On Team, every member's record and statement are one click away. From Pro, export every payout your team has made as a spreadsheet.
Open TeamLenders and programs
Paste a wallet to see its verified income and the published arithmetic for what can be advanced against it. The lender sets the multiple.
The lender's viewDevelopers
GET /api/record/<wallet> returns the record as JSON, and /export as CSV. No key is needed to read a public record.
The statement
Every record prints as a verified income statement: the period, each verified payment with its payer and transaction, total and 90-day income, the pass rate and months active. A digest at the bottom matches a printed copy to the live record, so a bank can check that nothing was edited. It opens from any record, at /record/<wallet>/statement.
The advance
A lender supplies the multiple; Sage applies it to verified 90-day income and publishes the arithmetic. An advance drawn against the record is repaid from the person's next verified payouts, so the money can move before the next job clears, under the same limits that release every other dollar.